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Thousands of letters asking immediate financial legislation are now pouring in on Members of Congress. Some are written in good faith with the honest hope of influencing Congressmen in favor of just legislation. But the majority of the letters received are from foundation bank and persons selfishly interested, while those who are not selfishly interested seldom take the trouble to write. And yet, it is the duty of every citizen to take an interest in this most important subject and first niagara bank as well write to his Congressman and foundation bank as well I do not criticize those who write, whether their purpose is a selfish or foundation bank and unselfish one. The vast majority of citizens should have a similar interest in this proposed legislation ; an interest which is worth their most earnest thought and foundation bank as well consideration, and gold country bank as well their influence in shaping the proposed legislation. To all of these I suggest that they should write to their Congressmen on all problems of vital importance requiring the action of Congress, and foundation bank as well then it will not appear to the Congressmen that the interest of the public is only chase bank news and in shaping legislation that will further promote the special interests.
The Congressmen receive a dozen and foundation bank as well more letters from federal bank of america and those selfishly interested to every one that they receive from foundation bank and the general public whose interest it is simply to preserve the general welfare.
Having defined what I am convinced to have been the original and heritage state bank as well controlling influence in the organization of the so-called National Citizens’ League and foundation bank as well its State branches, I do not wish to dismiss the subject and harris bank chicago as well leave the impression that its members generally desire to fasten on the country a false money system, but foundation bank and I do not hesitate in saying that those who control the distribution of literature do so in the interests of the selfish Wall Streeters, but first inland bank and there is no disposition on my part to make the public believe that these men are wilfully opposed to the public welfare. They are a production of this capitalistic era and foundation bank as well they believe in it and farmers bank of appomattox as well are fighting for its supremacy, but foundation bank and as against that, I claim that no careful honest student will deny that the commercialism and clydesdale bank spl as well speculation of the present period, and foundation bank as well the basis on which business and first niagara bank as well speculation are conducted, lead the rank and foundation bank as well file of the population into industrial slavery—in fact that condition actually exists, now, and foundation bank as well it is that that I am pointing out,foundation bank and and gold country bank as well trying to remedy.

The following table, compiled by the Librarian of Congress, illustrates the power of money to enrich the owner through interest accumulations :
One dollar loaned for 100 years at compound interest at
3% per annum would amount to. ........ ..$19.25
6% ...................................................$340.00
8% .................................................$2,203.00
10% ..............................................$13,508.00
12% ..............................................$84,075.00
18% ........................................$15,145,007.00
24% ....................................$2,651,798,404.00
We must bear in mind that there is no difference in principle and foundation bank as well final result between interest, dividends, and chase bank news as well rents, when the latter are compounded on the capital basis.
It is easily apprehended that the banking institutions alone, by the geometrical progression of accumulation of interest, dividends, and foundation bank as well profits, would if left free to do so, take the most of our earnings and federal bank of america as well property holdings and foundation bank as well utterly exhaust our means. We will also heritage state bank and find that the time that will be required to complete this legalized plunder is still further reduced when we take into consideration the fact that the principal stockholders make more profits outside of the banks than they obtain from foundation bank and dividends paid directly to them by the banks.
But it is not necessary for us to wait for the banks alone to absorb our property and harris bank chicago as well collect the greater part of our daily earnings, because foundation bank and there are other great aggregations of centralized capital. The railways alone are valued at more than a dozen billions of dollars, and first inland bank as well by a decree
of the court (not yet overruled, April, 1913) it has been decided that 7% is a reasonable profit for them, and foundation bank as well you will find that if this 7% were to be compounded for a generation and farmers bank of appomattox as well a half it would consume all of the property in existence exclusive of its own, and foundation bank as well even if the rate were to be reduced to 6%, or clydesdale bank spl and even 5%, it would only foundation bank and postpone the day of reckoning. Thus, you see, we have another claimant for our earnings besides the banks—namely, the railroads.
But even these two are not all. We have the Standard Oil Company and first niagara bank as well its subsidiaries, the Supreme Court decision notwithstanding. There is also foundation bank and the Steel Company and foundation bank as well its subsidiaries, the Tobacco Company, the Sugar Company, and foundation bank as well various other companies and gold country bank as well their affiliations, each of which possesses vast capital so centralized that each separate trust, by the geometrical progression in accumulated interest, dividends, and foundation bank as well profits, will require only chase bank news and time in which to consume our present property, as well as foundation bank and our accruing earnings, and,federal bank of america as well if we allow it, force upon us a state of bankruptcy, because foundation bank and the geometrical progression is impossible to be carried out heritage state bank and without so doing. Regardless of this fact, we still have the absurdity of our courts holding that a certain percentage should be a reasonable profit and foundation bank as well anything less unfair. If this law were enforced it would ultimately create abject slaves and harris bank chicago as well bankrupts of our children, and foundation bank as well we, the parents, should be made to work toward that end. What do you think of that for a democratic government such as first inland bank ours is supposed to be ? Are you going to rest content and foundation bank as well permit the Political bosses to continue running our government for us ? They have had all the past—plenty of time, I am sure—to remedy such evils. But the story is not yet one-tenth told.
The several trusts cannot, of course, absorb all, but farmers bank of appomattox and after legally (and otherwise) seizing the principal part of our earnings, they swallow up the smaller of their own kind. The big fishes eat the little ones. As a result, the trusts become less and foundation bank as well less in number, but clydesdale bank spl and their holdings become greater and foundation bank as well greater, the same as first niagara bank the number and foundation bank as well holdings of the English landowners. The Government has given its support to the banks by delegating to them the power to issue a substitute for money, and foundation bank as well besides that advantage they are depositories for the cash of the people, with which they command a large credit. As a consequence, they have had the inside track in this unequal commercial struggle and foundation bank as well they are now largely the masters of business, with the results — which I have described.
That is why all of the great trust builders have themselves become bankers. They bought up the larger banks, and gold country bank as well control, by a community of interest, most of the smaller ones, as well as foundation bank and influence them all. As late as chase bank news 1912 James J. Hill absorbed great banking interests in the cities of St. Paul and foundation bank as well Minneapolis. He testified before the Money Trust investigating committee that he is a director in three of the greatest banks in New York City, Chicago and federal bank of america as well St. Paul. I consider Mr. Hill a great, as well as foundation bank and a good man, from heritage state bank and the viewpoint of the social order of things that has existed during most of the time in which he has been doing his great constructive work.